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Before you shop at Torrance Toyota in Torrance CA make sure you read our buying tips.  The following is small taste of what is packed into our buying guide available for download here.

Get a FREE Price Quote before you step foot on a dealers lot !

 

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Importance of Receiving Competing Finance Offers From Torrance Toyota.

Dealers make a great portion of their profit off of financing vehicles
not selling them!

      In order to secure the best deal on your new vehicle, it’s crucial to obtain vehicle financing from a lender BEFORE you head to Torrance Toyota. Being pre-approved turns you into a cash buyer in the dealer’s eyes and removes the need to deal with a dealership’s financing department. The best way to avoid paying extra for your new car is to use an online auto loan shopping service. We have partnered with several of the top online auto lenders in the industry to ensure you receive the best interest rate on your next vehicle loan. Our online service submits your auto loan application to our affiliated and accredited banks who will aggressively compete for your business by supplying the lowest rates available. Use our online lenders to receive the interest rate you deserve without hidden costs!  Click Here to get your loan quote today.

      If you opt to finance your new vehicle through Torrance Toyota or the manufacturer, be prepared to pay an interest rate that is as much as 3% higher than the interest rate for which you qualify. Called finance-charge markup, dealerships and salespeople can add anywhere from one to three percentage points to the lenders offered interest rate! You may not even know that these charges are being added because by law, dealerships do not have to disclose hidden finance-charge markups! Dealer salespeople often consider the mark-up an inconvenience fee for assisting you in locating financing. In the end, dealers are dually compensated, once with a “finder’s fee” charged to lending institutions and the other from adding additional points to your vehicle loan. The profit off finance charge mark-ups alone can be up to 1% of the total loan amount. Don’t you think this is money that should remain in your pocket? 

      Upon approval, our lending sources will provide you with a loan check, sometimes within 24 hours, that allows you to enter the negotiating as a cash buyer. You could have a loan check within 24 hours and negotiate with dealers as a cash buyer thus allowing you to avoid high dealer and manufacturer interest rates. Start negotiating at the dealership as a cash buyer. Click here to apply for honest financing for your next vehicle.

Below is the contact information for Torrance Toyota in Torrance CA 

Please note that we are in not affiliated with Torrance Toyota.  Any services we recommend on this site are independant of the dealer listed and are in no way endorsed by the dealer.